Posts Tagged ‘attorney’

postheadericon Q&A: Is it OK that I’m using a paralegal rather than an attorney for my bankruptcy?

Question by Dolkite: Is it OK that I’m using a paralegal rather than an attorney for my bankruptcy?
I’ve decided to file for Chapter 7 bankruptcy…my employment hasn’t been steady in the last year and my debts eclipsed my rent even though I was on a debt mgmt company. All my accounts are closed and I haven’t used a card for anything since July (and that was at best a $ 25 grocery purchase). I’ve been living off of temporary jobs and the occasional two-week unemployment benefit. I’m single, live alone in a small apartment, have no assets (not even a car). I have approximately $ 25K in old credit card debt. I’m not a shopaholic…most of the debt was incurred either to help me stay afloat while unemployed (and not receiving UE benefits).

I know bankruptcy will screw my credit, but I don’t really care…I don’t plan on moving anytime soon or buying anything on credit within the next few years. It would be wonderful to be able to put away some savings after paying my bills ($ 1500 a month would pay all my bills and allow me a modest budget of disposable income) would feel wonderful after scraping by for years and praying I don’t lose a job.

I can’t afford to hire an attorney, so I’m having a paralegal help me out. I know an atty would be better, but since I have nothing to save (no assets), I figure things would be pretty cut and dried.

At the moment, I am subsisting on temporary jobs and unemployment benefits during the weeks I am not working. A permanent job could come along, but I’m guessing not for at least another month.
wash – you can make payments to an attorney? I visited one early on in my decision and they quoted me $ 1700, all upfront. I’ve heard that if you screw up your paperwork, you cant file for bankruptcy for a whole year, so I realize the value of an attorney…however, I also have a pretty simple financial matter: no assets, no kids, no mortgage.

Yahir – I don’t know if you’re a real person or not since I see a lot of these links, but just FYI – I was working with a debt mgmt company for about three years before I lost a job and could no longer pay them.
I’m single, no kids, never married.

This paralegal is not working for an attorney…she has her own business. She also told me she has filed for bankruptcy herself a number of times….I don’t know if this is a warning sign or it proves that she knows the ropes as far as what to expect.

Best answer:

Answer by washtocal
You know you can make payments to an attorney.

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postheadericon bankruptcy filing in arizona paralegal vs. attorney?

Question by Angel horse: bankruptcy filing in arizona paralegal vs. attorney?
Curious if anyone has an experience that may persuade me one way or another based on positve or negative experiences. A paralegal is like half the cost and lets face it if I am considering bankruptcy I have less money to hire/spend. On one hand I believe a paralegal to be just as competent as an attorney and most do the lion’s share of work in law firms and then the attorneys comb over their work and sign off. But does an attorney offer any more protection than a paralegal, for instance from a trustee and their digging or at charge off or have more guarantees in a bankruptcy. Or is a bunch of hype.

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postheadericon Should I use a paralegal service or an attorney to file a simple chapter 7 bankruptcy?

Question by Desmond M: Should I use a paralegal service or an attorney to file a simple chapter 7 bankruptcy?

Best answer:

Answer by justanotherjoe
Is it mainly unsecured debt?

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postheadericon What kind of activities could a paralegal in a sole practitioner’s office do while the attorney is on vacation?

Question by asian: What kind of activities could a paralegal in a sole practitioner’s office do while the attorney is on vacation?
What kind of activities could a paralegal in a sole practitioner’s office do while the attorney is on vacation?

Best answer:

Answer by Artemis Gwen
Everything she did before the attorney went on vacation. She doesn’t get any additional power just because the attorney isn’t in the office.

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